What you will do
We are looking for a Portfolio and Structuring Director to join our growing Commercial Finance team in Manchester. You will be tasked with supporting the delivery and structuring of complex new business proposals, as well as proactively managing an portfolio of Invoice Finance and Asset Based Lending customers.
The goal is to help provide a great service to our customers, as well as maximising the income of our portfolios and minimise attrition impairment.
What you will bring
We need someone who has proven experience structuring complex deals within the Asset Based Lending industry and has a strong knowledge of the operational processes that go on behind it.
Industry qualifications are preferable but not a must.
What is on offer
We offer challenge, variety and flexibility. We offer flexible working arrangements. We offer a collaborative team environment.
We offer tremendous autonomy. We provide feedback and support in helping you develop your career. And on top of all this, we offer a competitive salary, car allowance, private healthcare, share save scheme, inclusion in the company bonus scheme and a suite of flexible benefits that you can opt into to suit your lifestyle, from gym membership to discounted holidays and technology purchases.
We celebrate achievement and have a range of generous recognition schemes that reward both individual and team successes.
We also offer free fruit, hot and cold drinks throughout the day, and an onsite canteen serving hot and cold food.
More about us
Secure Trust Bank PLC is a bank you might never have heard of, we are listed on the Main Market of the London Stock Exchange, we are well-capitalised and liquid, we have a very strong profit and balance sheet growth story and we have been around for 65 years (although the business now bears little resemblance to the STB of ten years ago, let alone 65 years ago!).
We think we fulfil a very important purpose in all of the markets where we operate. Customers deposit their savings with us, and in return we aim to pay them market-leading rates of interest.
And we lend the funds that we manage in a responsible manner to individuals and businesses who need credit; to help individual consumers buy the things they need through our V12 brands, and to Small and Medium sized Enterprises through asset backed lending.
You will not have seen us on the high street as we don’t have branches we rely on technology to communicate with our customers, suppliers and teams and to run our business.
Why are we different?
We are the same as all specialist lenders (or challenger banks as we are sometimes known) in that we operate a number of discrete lending portfolios.
However, we are different, because we have more diversity in those portfolios than most and because we are pretty balanced between consumer lending and SME lending.
STB is dynamic. It has doubled in size in five years and businesses that didn’t even exist then now account for half of all our lending.
In that period we have sold a business, closed a couple of businesses, started up another three and grown another by a factor of 900%.
We have also embarked on a number of exciting technology change and business transformation programmes. Our cyber security strategy is helping us protect the infrastructure, network, end user services and applications.
And we have transformed the way that technology enables our operations.
We are proud to be a Great Place to Work and we aim to offer a working environment where colleagues feel respected, where they can confidently be themselves, and where everyone is able to fulfil their potential.
A career with Secure Trust is not just a job, it is a chance to be part of a growing and successful business that is constantly evolving.