Credit Analyst
MarketFinance
London, England, United Kingdom
4d ago

About MarketFinance

Ambitious business leaders are building the world we all want to live in and that’s not easy. We understand.

That’s why our funding solutions are fast and flexible, transparent and simple to use. It’s all down to smart tech and advanced data analytics, plus great service from our team of people obsessed with helping businesses grow and thrive.

We’re proud to be the first fintech business lender delivering a choice of seamless invoice finance and business loans solutions in a single user-friendly facility.

We’re a team of UK-based business specialists who not only understand our customers’ funding needs but also the pressures that ambitious business leaders are under.

At MarketFinance we embrace learning, challenging ourselves to do more and to do it better. We are one team, working together to get things done.

Our values matter and, as part of the team, they’ll be important to you too.

AlwaysBeLearning #1Team1Dream #MakeItHappen

The role

In this role, you’ll have the opportunity to help shape the risk management capability of MarketFinance’s business loans portfolio.

Day-to-day, you’ll make lending decisions on business loans and play a key part in making business finance quick and easy for customers.

Here’s what you’ll be doing :

  • Structuring business loans and making lending decisions under personal delegated mandates or via higher approval authority
  • Determining the level of risk involved in business loans lending through thorough review of credit data, financial statements and other data sources
  • Accurately understanding and capturing revenue and risk drivers for our SME customers
  • Ensuring that the affordability of our business loans is in line with our risk policy by conducting independent financial analysis and due diligence
  • Helping to develop our risk processes and systems by playing an active role in the improvement of our decision making framework
  • Working closely with our business loans Sales team to do the best by our customers
  • Collaborating with our Tech and Product team to continuously improve our risk systems so we can make better decisions, faster
  • Requirements

  • Strong analytical skills and understanding of the key risk and revenue drivers specific to SMEs
  • Ability to accurately analyse financial statements to evaluate business performance
  • Excellent communication and negotiation skills
  • Great people management skills
  • You’re independent, organised and have a make things happen attitude
  • You work hard and are passionate about achieving great results
  • You pitch in and aren’t afraid to get your hands dirty
  • You’re excited by the challenge of revolutionising business finance
  • Benefits

    At MarketFinance, the opportunity for growth is as big as your ambition. Things move quickly in Fintech and that’s all part of the adventure.

    Our benefits include :

  • Competitive salary with commission and bonuses linked to performance
  • Best in class share options scheme
  • Innovation Days
  • Enhanced maternity leave
  • Childcare vouchers
  • Amazon Kindle and ebooks
  • Clear career progression
  • Private health coverage and half-price Virgin Active gym membership
  • Mentoring from industry leaders
  • The opportunity to progress your career at one of the UK’s hottest FinTech companies
  • 25 days annual leave per year, plus birthday off!
  • A great office (complete with roof terrace, ping pong, table football and beer fridge) in the heart of Shoreditch.
  • Ready to help UK businesses build the future?

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