Responsibilities :
The successful applicant will be part of the Group Credit Officer function, covering banks, NBFI and FAM sectors in EMEA, reporting to Cynthia Chan, Global Group Credit Officer Financial Institutions and Sovereigns.
In particular, the role will involve :
Identify immediate and developing risks that deserve additional analytical focus,
Challenge the credit thinking of Fitch’s analytical groups with alternative viewpoints,
Assess Fitch’s rating performance,
Attend committees and monitor the application of criteria and variations,
Participate in the criteria development process, and
Create a strong credit culture by being a role model for Fitch’s values of transparency, independence, timeliness, rigour & integrity and diversity & inclusion.
Effective Risk Management
Assist product groups in implementing policy for the broad application of ratings criteria and models,
Work in partnership with the analytical, operations, legal and compliance groups to improve the rigour of the analytical system, and
Communication Skills
Communicate with the analytical group on the most important credit topics facing the rated portfolio,
Discussion of ratings and risks with key market participants to exchange views and gather information regarding credit matters,
Facilitate communication across regions to ensure a consistent approach to similar credit issues, including periodic organization and provision of training on credit matters,
Lead and contribute to research on important credit themes, and
Work closely with Group Credit Officers covering other asset classes and Regional Credit Officers in order to identify, discuss and address credit matters and economic issues that may impact multiple sectors.
Qualifications and experience :
Extensive experience in a senior analytical credit role with a Financial Institutions focus
Prior criteria development skills are desirable
Excellent verbal and written communication skills
Evidence of ability to engage stakeholders in alternative viewpoints in a constructive manner is essential
Ability to demonstrate independence of thought
Location :
This role is expected to be based in EMEA.
Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses : Fitch Ratings Fitch Solutions Fitch Learning.
