Business Analyst
10x Future Technologies Services Limited
London, London, United Kingdom, United Kingdom
5d ago

Business Analyst

10x Future Technologies Services Limited (10x) is a B2B technology company that provides banks with a cloud-native core banking platform.

Our aim is to transform banking - we believe in making banking 10x better for customers, banks and society. At the heart of our platform is the 10x SuperCore™.

With its transformational end-to-end architecture, everything has been designed from first principles to bring forward a new way of banking.

We enable our client banks to engage their customers with more timely, relevant and personalised experiences when it comes to managing money.

To support the achievement of our aim, we are looking for highly talented individuals to join our fast-growing team.

About the role

Your days will consist of collaborating across multiple feature teams, completing detailed analysis on your assigned journey's, features and epics.

You'll help with creation and management of the product backlog, gathering requirements and refining into the development teams, actively supporting with cross team dependencies.

We are Agile, so you'll be involved in the core agile ceremonies and our 3-2-1 design cycle leading through to delivery of value adding features in addition to learning and sharing what the future holds for FinTech, Agile and Business Analysis.


  • Collaborate across the design function and product ownership to shape the roadmap design, understanding the feature and epic level breakdown to inform the product backlog
  • Produce supporting journey artefacts such as process flows, sequencing diagrams and context models to assist in the wider understanding of the feature to be delivered
  • Inform the technical and business landscape models to ensure that a joined up end-to-end design pattern can be maintained
  • Analysis

  • Gather functional, non-functional and technical requirements, being able to translate these into meaningful user stories complete with acceptance criteria
  • Identify relational elements of cross-team requirements, ensuring dependencies are managed
  • Apply industry best practice across the user story composition to maintain a workable standard
  • Be proficient in splitting deliverables using a typical 'feature-epic-story' hierarchy
  • Be the champion of 'Refinement' and responsible for ensuring stories adhere to the 10x Definition of Ready (DoR
  • Identify and engage with 3rd party services that may enhance the 10x platform, working across Partnerships and Technology teams as appropriate
  • Facilitate SME discussions, applying domain specific knowledge where required
  • Delivery

  • Collaborate across the development team, assisting with story completion and being an ambassador of adherence to the 10x Definition of Ready (DOR) and Done (DoD)
  • Support in the preparation of iterative reviews of the developed functionality
  • Work in tandem across the full programme to support in the delivery of the 10x proposition
  • Requirements

    Essential skills / experience

  • Business analysis, problem solving, issue tracking and resolution
  • Understanding of retail and / or business banking processes
  • Experience of Agile delivery using Scrum or SAFe
  • Proven track record as an Agile Business Analyst within a digital delivery environment
  • Highly experienced in requirement elicitation, writing epics and user stories with acceptance criteria using BDD / TDD
  • Experience working closely with UX and translating wireframes (and other artefacts) into user stories
  • Familiarity with participating in the core Agile ceremonies
  • Experience of working with Confluence and JIRA
  • User flow or process mapping skills
  • Experience in technical analysis a significant advantage including api specification and data modelling.
  • Workshop design and facilitation
  • People and stakeholder management and communications
  • Desired skills

  • Possess a good understanding of all aspects related to digital products and their management from ideation to delivery
  • Experience in dynamic, digital and entrepreneurial businesses
  • Previous experience in Systems Analysis techniques and technical writing skills
  • Domain Expertise

  • Banking industry and product experience; including Core Banking capabilities, transactional processing, calculation engines, accounting and reconciliation, and how the "Day in a Life" schedule operates for Digital Banks :
  • Defines transactions flowing through the system, in addition to those generated within the system (fees, charges, interest accruals, interest postings, adjustments etc), how these are posted, flow through to General Ledger, reconciliation (within the system and to other systems) and settlement.
  • Defines all happy path and unhappy path scenarios, including the impact of financial adjustments, reversals and rollback.
  • Interest : Defining all scenarios for credit and debit interest configuration, amortisation, accrual and payment / charge.
  • Fees & Charges : Defining all scenarios for calculation and application of fees and charges (including pre-notification)
  • Day in a Life - defining schedules to run Digital Banks
  • Benefits

  • 25 days holiday and an extra day off on your birthday plus Bank / Public Holidays
  • Pension scheme
  • Private Health Care via AXA PPP, with the option to add your family
  • Life Assurance
  • Income Protection
  • Flexible benefits to suit your lifestyle via salary sacrifice
  • Enhanced parental policies, dependent on tenure
  • Regular company-funded socials
  • All the latest tech you need to enable you to deliver excellent output
  • You will also be eligible for any additional employee benefits that the Company may introduce in the future
  • More About 10x

    Our home is in London but our 10x teams work around the UK and Australia to provide our clients with deep and relevant experience amassed from multi-billion-dollar businesses, challenger brands, disruptors and start-ups.

    At 10x you work alongside innovators and leaders in banking and financial services, big-technology and consumer-focused industries - proven practitioners who understand how to meet the evolving needs of businesses and consumers.

    Our engineers, product specialists and developers are leaders too, drawing on experience from within and outside financial services to deliver transformational new digital solutions.

    They work across API development, security, cloud-native engineering and payments technology and include UI and UX designers, technical architects and data experts.

    We are driven by the belief that whatever we do as a business has to be done in the right way. Our three core values amid this are fundamental to our 10x approach : Transformation, Integrity and Impact.

    Learn more at

    Equal Opportunities for All

    Equality, Diversity and Inclusion are priorities for us here at 10x - we welcome and promote diversity amongst our people and if we are to solve the legacy problems for our clients and their customers around the world, our team has to represent the people we serve.

    We are committed to ensuring that all job applicants are treated equally. All applicants will be treated fairly and will be considered for employment without discrimination because of ethnicity, race, religion or belief, sex, sexual orientation, gender identity or gender reassignment, family or parental status, pregnancy or maternity, marital or civil partner status, national origin, age, veteran, neurodiversity status or disability status.

    As part of the application process we may ask you to voluntarily provide information relating to your personal attributes for the purposes of reporting and monitoring only.

    The capture of this information will not influence the hiring process but will help us monitor progress against our diversity and inclusion ambitions.

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