Due to an internal promotion we have a fantastic opportunity for a Senior Credit Underwriter Commercial Real Estate, reporting to the Head of Credit Risk Commercial Real Estate, to join our team in Wilmslow and Manchester.
You will be responsible for assessing and approving applications submitted by the Bank’s customer facing lending teams and for ensuring that business written is in line with the Bank’s credit risk appetite, lending policy and in accordance with their delegated authority.
Additionally you will ensure that conduct risks and operational risks, where identified, are eliminated or mitigated appropriately.
As a Senior member of the Credit Team you will be able to help structure and discuss high value transactions acting as and being recognised as a Trusted Advisor to the sales function You will be a key member of the Credit Team in terms of the assessment of new business transactions as well as annual renewal and variations for existing clients and also in terms of sharing their knowledge and expertise with the wider team with a view to achieving continual improvement in process, risk management and service quality.
You will be required to attend & contribute to weekly Transactional Credit Committees where Mortgage Division cases that you have been directly involved in the underwriting of the transaction are being considered.
You will be expected to be able to present, when requested, an overview critique from a credit perspective alongside being able to answer any questions from Committee Members Key Accountabilities include
The Rewards As you would expect, this opportunity offers a competitive basic salary and reward package, and you’ll also benefit from our commitment to investing in your professional development.