Credit Officer
Mpa Parties
Chester, UK
6d ago

We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.

Credit Officer Responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.

To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Review loan requests

Assess clients’ financial status

Evaluate creditworthiness and risks

Contact clients to gather financial data and documentation

Analyze risks and approve or reject loan requests

Calculate financial ratios

Set up payment plans

Maintain updated records of loan applications

Follow up with clients about loan renewals

Monitor progress of existing loans

Requirements

Proven work experience as a Credit Officer, Loan Officer or similar role

Hands-on experience with lending procedures and products

Ability to create and process financial spreadsheets

Strong analytical skills

Customer service experience

GBP 31000 to 36000 per year

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