Credit Manager - Wholesale
AB Volvo
United Kingdom
16d ago

PURPOSE OF THE JOB

The Credit Manager Wholesale is responsible for managing the Wholesale portfolio directly from the UK for UK, Ireland, Netherlands & Belgium.

The role manages the Wholesale Portfolio across the four markets in a manner that ensures that VFS has minimum risk to its activity.

To apply all relevant company policies and ensure that goals and KPI’s are achieved and monitored. He / she is responsible for complying with defined service level standards.

They will present credit underwriting to relevant Credit Committees and work closely with the Credit manager - Retail

KEY RESPONSIBILITIES

  • Responsible for accurate and efficient preparation of documentation for the credit application flow to ensure accurate and timely processing of applications
  • Monitor and ensure correct execution of Credit policies.
  • Monitor KPI’s and ensure delivery to agreed targets.
  • Proactively assess areas of risk control and implement actions to mitigate
  • Provide portfolio and trend analysis with appropriate recommendations based on gathered statistical and management information on the overall portfolio.
  • Develop and maintain strong internal and external customer relationships.
  • Monitor responsibilities of direct report and lead them in the achievement of objectives for their area of responsibility
  • Organize Best Practices sharing and implementation within Wholesale Credit and Apply polices of EMEA Credit
  • Develop a result-oriented working environment.
  • Provides support as required in all areas of the credit department
  • Provides support to the other areas of the business as required
  • Communicate with and visit Dealer groups and negotiate directly regarding credit deals within defined guidelines
  • Drive Quality and Process improvement to ensure the department is as efficient as possible and meets customer / Dealer expectations.
  • Co-ordinates with other Credit Managers to ensures goals and priorities are aligned
  • Manage the Audit process with external supplier and dealer network
  • Competencies and Skills

  • Proven problem solving, analytical and quantitative skills
  • Very good knowledge of Financial Services
  • Good knowledge of credit assessment and risk management
  • Proven organizational skills with the ability to prioritize work effectively on multiple tasks
  • Proficient with MS Office, with advanced knowledge in Excel and PowerPoint
  • Presentation skills with experience in various business settings
  • Excellent verbal and written communication skills
  • Excellence in reading, writing and speaking home market language and English. Additional language skills are beneficial but not essential.
  • Thorough with a high level of accuracy
  • Education and Professional Experience

  • Experience in Financial services
  • Experience of Credit underwriting
  • Degree level or equivalent is required
  • About us

    The Volvo Group is one of the world’s leading manufacturers of trucks, buses, construction equipment and marine and industrial engines under the leading brands Volvo, Renault Trucks, Mack, UD Trucks, Eicher, SDLG, Terex Trucks, Prevost, Nova Bus, UD Bus, Sunwin Bus and Volvo Penta.

    With Volvo Financial Services you will be part of a global and diverse team of highly skilled professionals to provide expert financial services and solutions to customers and dealers in support of the Volvo Group’s sales.

    We work with passion, we trust each other and we embrace change to stay ahead. We make our customers win.

    Apply
    Add to favorites
    Remove from favorites
    Apply
    My Email
    By clicking on "Continue", I give neuvoo consent to process my data and to send me email alerts, as detailed in neuvoo's Privacy Policy . I may withdraw my consent or unsubscribe at any time.
    Continue
    Application form